Accidents happen everyday. The personal injury attorneys and the insurance companies are busy with negotiation, and processing accident compensation claim.
We are so immune to the daily dosage of news of fatal accidents that we no longer bother to read about them.
However, we must pay attention to the insurance and legality governing accident compensation claim. We never know when we need the information to make an accident compensation claim.
What are some of the cases for an accident compensation claim?
1. When you are not at fault
When accident happens, and you are not at fault, you can file an accident compensation claim.
You canclaim for the damage of your vehicle, even a bicycle. You can file the accident compensation claim for your injuries, even though it is minor injuries.
If you are not able to work for three days due to your injuries from the accident, you can file for compensation of the salary.
2. When the problem is psychological
When you are a victim of the accident, you may suffer from psychological problems as well.
You may have a fear of driving small car as a result of the accident that is not your fault.
You can submit the claim for psychological problems, plus the consultation fees for it.
If you work in a noisy environment, and your employer does not provide ear plug or take action to reduce the noise level, you can file an accident compensation claim for loss of hearing.
Industrial deafness takes years to develop. A few days of continuous exposure may not cause long term damage. However, decades of exposure to the noise can cost irreparable damage.
4. Head injuries
Head injuries often attract the largest amount of compensation.
The compensation can run into millions of dollars, especially when the victim is completely blameless, takes appropriate preventive measure, is young and married with young kids, and suffersirreparable damage.
The court takes into consideration the salary, the age, the family circumstance, the severity of the damage, the medical cost and cost of long term caretaker, and other factors.
Many personal injury attorneys love to handle head injuries case. The compensation always runs into multi-million dollars. They can earn a fat commission from the settlement.
The problem with head injuries is that the effects are often unpredictable. The damage is not always visible, and recognizable.
A person can feel well, look all right, speaks well, and yet suffers from irreparable damage to a certain part of the brain.
The best is that we do not have any need to file accident compensation claim. However, life is so unpredictable.
It is good to keep a list of the best personal injury attorneys in our area just in case we need their services.
The claim can be a straightforward claim for a small amount. The claim can run into a few million dollars as well.
Scheng1 is a passionate blogger from Singapore. Rich in every sense reveals my deep desire in enjoying life, and be rich in every possible ways. Personal Finance is about money, from making money to investing money. Retirement in Asia contains resources on overseas retirement.